Rates checked October 23, 2026
Gusto Next-Day Pay cost
For five people on Gusto Simple, adding Next-Day Pay brings the illustrated subscription subtotal to $109/month, or $1,308/year. The calculation is ($49 + $6 × 5) + ($15 + $3 × 5) = $109; $109 × 12 = $1,308. This is a published-price example, not your quote or a complete payroll budget.
Gusto official pricing page · checked October 23, 2026. Simple is listed at $49/month plus $6/person/month. Next-Day Pay adds $15/month plus $3/person/month on Simple; it is included in Plus and Premium. Headcounts below are illustrative inputs, not records from actual businesses.
One add-on, a different bill at each headcount
For N billable people: Simple = $49 + $6 × N per month. Next-Day Pay = $15 + $3 × N per month. Combined subscription = $64 + $9 × N per month. Annual subtotal = ($64 + $9 × N) × 12, assuming unchanged prices, headcount and service for the full year.
| Illustrative people | Simple monthly | Next-Day Pay monthly | Combined monthly | Annual subtotal |
|---|---|---|---|---|
| 5 | $49 + $6 × 5 = $79 | $15 + $3 × 5 = $30 | $79 + $30 = $109 | $109 × 12 = $1,308 |
| 10 | $49 + $6 × 10 = $109 | $15 + $3 × 10 = $45 | $109 + $45 = $154 | $154 × 12 = $1,848 |
| 20 | $49 + $6 × 20 = $169 | $15 + $3 × 20 = $75 | $169 + $75 = $244 | $244 × 12 = $2,928 |
Download formulas and confirmation checklist (CSV)
Check the plan before adding the fee
If your quote is for Plus or Premium and includes Next-Day Pay, mark this add-on Included rather than adding the Simple fee again. Confirm the selected plan and service scope in writing. This page does not rank plans or establish which one fits your business.
Keep the rest of the bill pending
The table covers only the plan and this add-on. It excludes wages, employer taxes, other optional services, quoted implementation charges and internal transition time. An unconfirmed charge is not assumed to be free.
- Confirm that the quoted plan includes or separately charges for Next-Day Pay.
- Ask which people are billable for the add-on and whether that headcount matches the plan.
- Confirm eligibility, funding and submission deadlines before relying on the service for a pay date.
- Ask for the regular price after any promotion and any renewal changes.
- Request separate written amounts for implementation and other services; record internal transition hours and hourly cost separately.
Use the payroll cost calculator for your own quoted cash outlay and internal cost. To compare billing components across providers, return to the Gusto vs QuickBooks cost table and calculator. For the broader plan worksheet, see Gusto pricing.
For reconciling a charge after billing, use the Gusto official invoice and billing help page.
Source and calculation notes
Fee inputs and included-plan rules come from the official pricing page cited above, checked October 23, 2026. All subtotals are our arithmetic using those rates and the illustrative headcounts shown above. Confirm current terms against your own written quote. The CSV repeats the source, check date, formulas and fields to confirm.